Welcome!
This asset allocation tool is designed to help MissionSquare Retirement Health Savings (RHS) participants who are eligible for RHS distributions allocate the assets in their RHS accounts.
As you near or enter retirement, what’s the right mix of investments for you?
Once you retire, you can take tax-free distributions for qualifying health care expenses from your RHS account. Many participants begin to take RHS distributions from their accounts when eligible, and the following tool provides general education to help balance your need for near-term liquidity with the opportunity to continue to grow your remaining assets.
Simply enter:
- Your current RHS account balance
- Your best estimate of the average annual amount you expect to withdraw from the account each year over the next 3 years
You'll then receive the results of a model that you can consider in determining how to personally allocate your RHS account assets among cash, bonds, and stocks.
The RHS Asset Allocation Tool is for educational purposes only. It is a great place to start your analysis, but it should not be considered an individualized recommendation or personalized investment advice. The allocation strategies provided are based on general assumptions and may not be suitable for everyone. We do not guarantee their applicability or accuracy in regard to your individual circumstances.